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Discount Prescription Cards
These cards are FREE to members of the FOP, they can be used at any participating pharmacy to receive a discount on prescriptions. Members can give these cards to friends and family members!! To print out a copy of your card, click the card to the right. You will have to cut it out yourself.
One of the unique aspects of this program is that you can see not only what pharmacies in your area accept this discount card, but also what you can expect to pay for each prescription at those pharmacies. Use the link below to see what your prescription will cost with this discount card!
https://hta96.lc.healthtrans.com/ |
Print out your card
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FOP Group Dental Plan
American Dental
The NYSFOP have negotiated an exclusive "Freedom Plan" for NYSFOP Members and their families. This plan covers 23 procedures at no charge, and has 10 American Dental Super Centers in NYC and Long Island. The cost for a FOP member is $89 for the year, and is $199 a year for your entire family. Check out the brochures below for additional information. When you are ready to sign up, call a Beacon representative at (888) 769-4333 x 112 who will walk you through the process step-by-step.
Overview
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Plan Outline
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Locations
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American Dental
vs CIGNA
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CIGNA
The New York State FOP is offering two dental insurance options from CIGNA: Cigna Group HMO and PPO Dental Insurance. The Cigna dental plan for the NYSFOP is a full coverage dental plan which covers 2 exams a year!! Including 2 cleanings a year, x-rays, fillings and much much more!! Low group rates for Individuals, Couples and Families!!
Know what's important
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Rates
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See Whats Covered
PPO
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See Whats Covered
HMO
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Contact a Beacon Advisor for more information
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FOP Group Life Insurance
The NYSFOP now has 3 new Life Insurance options available to our members. All policies cover to age 121, accumulate a guaranteed cash value and guarantee level premiums and death benefits! To inquire further about any of these specific products, please call us at (888) 769-4333 x 112 or Email Us.
Click Here for a Flyer on your FOP Life Insurance Options
| Guaranteed Issue Whole Life Insurance |
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- Up to $25,000 in coverage
- No medical exams, NO blood testing and NO physician statements
- Issue age 50 - 75
- Ideal to offset policy values lost to years of inflation, create an estate to leave to your heirs or supplement life insurance coverage lost following retirement
- Guaranteed premiums
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| Simplified Issue Whole Life Insurance |
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- Up to $100,000 in coverage
- No medical exams, NO blood testing and NO physician statements
- Answer 4 simple medical history questions to be elligible for this policy
- Issue age 0 - 70
- Spouse and Child policies available
- Waiver of Premium and Child Term Riders available
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| Whole Life Insurance |
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- Full Medical Underwriting
- Issue age 0 - 80
- Guaranteed Level Premiums and Death Benefit
- Many riders available: Insured Disability Benefit, Accidental Death, Childs Term, Term Insurance, Spouse Term and Accelerated Benefit Rider
- Designed to satisfy long-term needs with guarantees in premiums and benefits
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Accident Insurance
LOW COST, Rich Benefits!! Supplemental Accident Insurance. This policy protects the policy holder and their family in the event of an accident. The benefits under this policy are paid directly to the policy holder and are paid regardless of any other insurance they may have. Some features of this policy include: benefits for emergency room and doctor treatment, overnight hospital stays, accidental death, specific injury and an annual wellness benefit.
Contact a Beacon Advisor for more information
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Cancer and Critical Illness Protection
These policies helps to pay out-of-pocket expenses in the event you or a family member is ever diagnosed with cancer or suffers a critical illness such as Stroke, Heart Attack and/or other critical Illness as specified in the policy.
The benefits are paid directly to you, and on top of your current medical insurance. Some features of this policy are a first occurrence benefit, hospital confinement, transportation, surgery, and an annual wellness benefit.
Lump Sum Cancer and Critical Illness
This Policy pays a lump sum of $25,000.00 in the event that the policy holder or a covered family member is diagnosed with cancer or a critical Illness such as Stroke, Heart Attack, End-Stage Renal Failure, Coma, Paralysis and other Critical Illnesses specified in the policy.
Contact a Beacon Advisor for more information
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